5 Simple Ways to Save Money in 2021

      We’ll it’s a new year and that brings about a Newness that is definitely needed after the 2020 we experienced. 

Two things that 2020 taught is to: 

• Value and spend more time with family. 
• Prepare our finances for the unexpected. 

                                                                          Family & Finances….

So we wanted to talk about a few ways you and your family could build healthier financial saving habits this year!

• Spend less

Spending money only on the things that are important and necessary (NEEDS vs WANTS). Spending less will look different for everyone. It may be for you trimming your cable bill or subscription bill. It may be giving yourself an allowance for spending online (or physical shopping), it may simply mean staying home a little more to  prevent you from spending more money (gas, shopping temptations, and etc.). 
 

• Mind Your Money

Understanding your money, where it’s going and how much is coming in (Budgeting). Let’s face it sometimes the check comes and goes as quickly as we get it. If you need help minding your money we’re here to help with that.
 

• Cook at  Home

Cooking at home for $2.50pp is cheaper than spending $10-30pp, if you could save $20 per meal that’s possibly $60 a day (if you eat out daily & spend $10 per meal). That could potentially help you save $1,800 a month!  Even if you only tried this for a month or two consider the bills you could pay off, save, or debt you could pay off. 

• Find A Side Gig

It’s simple to find something you are naturally good at, or something flexible to add to your income. A side gig should be flexible and done in your spare time. It can also be done when your 9-5 is cutting hours…..which is an entirely different conversation…. Do you need help finding a side gig? We can help with that give us a call 585.666.0314

• Buy Generic 

This may not be ideal for most people, but again remember it’s only temporary. You may have to purchase “Katsup vs Ketchup” for a month or two. You may have to purchase more affordable brands temporarily, take the money you save to catch up on bills, pay debt, or to save. 

Remember these are things that are all temporary but will definitely help you save and prepare you and your family financially for the unexpected. We aren’t claiming or guaranteeing that you’ll be rich, stress free or debt free after doing these things. But we are simply saying that doing these things could potentially help you towards reaching your financial goals! 

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